SaveMyHomeUSA offers help to homeowners facing foreclosure

Illegal aliens can apply for mortgage relief under the Obama administration's $275 billion plan, according to immigration experts and a group the government will use to help homeowners modify loans.

Steven Camarota, director of research at the Center for Immigration Studies in Washington, D.C., told WND approximately 1 million households headed by illegal immigrants acquired mortgages through the beginning of 2007, before the housing bubble burst.

"There is no legal prohibition against illegal immigrants owning homes," he said, "and in most cases mortgage lenders will accept a taxpayer ID or a Matricula Consular card issued by a Mexican Consulate office as identification to illegal immigrants from Mexico."

Chad Buchanan, a manager at SaveMyHomeUSA – a group cooperating with the Obama administration that assists homeowners facing foreclosure – told WND illegal immigrants who own a home "could certainly apply under our program."

"We don't target or go after illegal immigrant customers," he said. "But if an illegal immigrant owns a home legally, we could try to help them under our program.

SaveMyHomeUSA is seeking job applications for loan modification processors to work in the Obama administration mortgage modification program.

"A lot of mortgage modifiers out there never ask about the legal immigration status of the homeowner, and we do not ask either," Buchanan said. "This is the first time I've had that question asked. All we are looking to do is to modify the current note, regardless what the legal immigration status of the client is."

A mass marketed e-mail from Nicole Mercier at SaveMyHomeUSA tells prospects for the loan modification processor positions that the government "has provided billions of dollars to help people save their homes from foreclosure."

"We are the largest loan modification processing company in the country, and we are looking for individuals, like you, who can help us process these applications, and also find those that are in need of mortgage reduction through this program," the e-mail continued.

"You do not need a license or a certification to become a partner in this program," Mercier emphasized. "The pay is a minimum of $600 per processed loan modification file. We are currently processing over 1,000 modifications a month, if you would like to become a business partner, call today."

Mercier's e-mail was posted on an Americans for Legal Immigration PAC, or ALIPAC, bulletin board.

ALIPAC's president, William Gheen, told WND the e-mail from SaveMyHomeUSA "not only looks like illegal immigrants could refinance their own homes under the Obama mortgage modification program, they could also apply to become loan modification brokers, so they could help other illegal immigrants refinance their mortgages."

The New York Post reported that in seven of the 10 metro areas with the highest foreclosure rates in the U.S., Hispanics were at least one-third of the population. In two of these areas – Merced and Salinas-Monterey, Calif. – Hispanics constituted half the population.

The Post also reported that the La Raza Development Fund has received millions in federal funds to counsel their constituents on obtaining “no money down” home mortgage loans

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